> Similarly illuminating was working at a regional bank and learning how much of their growth was based on investing in a patch of dirt as it was in the operati

> Similarly illuminating was working at a regional bank and learning how much of their growth was based on investing in a patch of dirt as it was in the operation of the branch location that sat on that dirt. Reminds me of McDonald's founder Ray Kroc's famous quote "We are in the real estate business; not the hamburger business."