I paid accident claims for over five years. The absolutely "Fuck you, you were in the wrong place at the wrong time" totally random stuff was a shockingly tiny

I paid accident claims for over five years. The absolutely "Fuck you, you were in the wrong place at the wrong time" totally random stuff was a shockingly tiny proportion of the claims I paid. The vast majority were either 1) accident waiting to happen because people are irresponsible asshats or 2) people who knew how to work the system and wanted to milk their insurance for all it was worth. And the thing I found hardest to swallow about that job was that many of the totally random, shit happens claims from good people not milking their policy for money got damn little money out of us. It seemed incredibly, horribly unjust to me.