> Maybe it's illegal for a hospital system to offer insurance in NY? Definitely not. A lot of hospitals are part of networks which are doing exactly this. And

> Maybe it's illegal for a hospital system to offer insurance in NY? Definitely not. A lot of hospitals are part of networks which are doing exactly this. And many of the ones that aren't are entering long-term capitated agreements with insurers, which basically means they're acting as if they were insurers but without technically being one.