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IANAL, but the HDHP would be your ACA plan and the DPC would eliminate a lot of the expense of the HDHP for routine visits.
by jschwartzi 10y ago
IANAL, but the HDHP would be your ACA plan and the DPC would eliminate a lot of the expense of the HDHP for routine visits.
- rootusrootus 10y agoI can appreciate the appeal of DPC, but in my experience routine visits (at least anything that qualifies as preventative) are generally 100% covered by the high deductible plans. Maybe that's a requirement from ACA? Maybe the DPC cost savings is in the non-preventative minor occurrences which are almost routine. Like a kid's broken bone for example, things you don't expect to happen but aren't exactly a surprise either, and not catastrophic.
- secabeen 10y agoRight, the HDHPs have to cover preventative care for in-network doctors. However, you still have to be careful. I have seen doctors bill for a non-preventative visit if you ask any questions at all about specific ailments during a preventative care visit.