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Sorry, I didn't mean for my comment to be taken as a criticism of the overall piece but rather a nitpick of that particular paragraph. I agree that separating

by uiri 10y ago

Sorry, I didn't mean for my comment to be taken as a criticism of the overall piece but rather a nitpick of that particular paragraph. I agree that separating disaster/catastrophic coverage (ie: insurance ) from routine things like doctor visits (ie: health care ) is a good thing. I was aware of HDHP and HSA for the former but I did not know about DPC until you brought it to my attention with this comment thread. Thank you.

Mz 10y ago
It was written somewhat off the cuff and I did frame it as "as I understand it." I was just trying to give some general historical background for why the US has gotten to where it is currently, even though what we currently do is incredibly broken. I don't know why I seem to inspire this kind of reaction in people, and maybe it isn't "me" per se, but I seem to get this a lot. And I am genuinely interested in figuring out if it is really something I do that I can somehow change. Thank you for engaging me in meaty discussion. Best.