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Please don't do this... The fraud chargeback code is supposed to be reserved for transactions where the card holder did not participate and are used for traini
by slv77 10y ago
Please don't do this...
The fraud chargeback code is supposed to be reserved for transactions where the card holder did not participate and are used for training a variety of systems. Everything from product like FICO Falcon that is used by card issuers to detect fraudulent transactions to databases that are used to detect compromised systems. Adding a lot of bad data decreases the performance of these systems and makes it easier for fraudster to operate.
Correctly disputing the transaction will get the same result and also makes it easier for supervising banks to identify the problem and either get the merchant to resolve the issue or take the merchant down. When they are incorrectly coded as fraud the supervising bank will often go after the merchant to tighten their fraud systems rather than addressing their behavior (bad business practices).