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I'm a custom software developer, mostly e-commerce, and over the years I have been asked numerous times to implement similar schemes. The most popular is a rec
by redleggedfrog 10y ago
I'm a custom software developer, mostly e-commerce, and over the years I have been asked numerous times to implement similar schemes.
The most popular is a recurring payments, such as for health supplements, that you cannot cancel on the web site. Not a broken system, but just no way to do it. You have to contact them via email. And many of them have a unspoken policy of not cancelling on the 1st, or maybe even the 2nd, request.
My suggestion is contact your credit card and declare the charge fraud and stopped.
- tajen 10y agoIt's important to contact the CC and declare fraud, because there often is a $15 chargeback in addition to reimbursement. If enough people could do that...
- slv77 10y agoPlease don't do this... The fraud chargeback code is supposed to be reserved for transactions where the card holder did not participate and are used for training a variety of systems. Everything from product like FICO Falcon that is used by card issuers to detect fraudulent transactions to databases that are used to detect compromised systems. Adding a lot of bad data decreases the performance of these systems and makes it easier for fraudster to operate. Correctly disputing the transaction will get the same result and also makes it easier for supervising banks to identify the problem and either get the merchant to resolve the issue or take the merchant down. When they are incorrectly coded as fraud the supervising bank will often go after the merchant to tighten their fraud systems rather than addressing their behavior (bad business practices).