I use Stripe for my SaaS and I agree with you. A lot of the OP's "lessons learned" I feel are simply opinions based on his own experieince, not actually deter

I use Stripe for my SaaS and I agree with you. A lot of the OP's "lessons learned" I feel are simply opinions based on his own experieince, not actually determined via cost/benifit analysis with any other comparable workflow. My subscription workflow is almost exactly like yours, for similar reasons, but also I convert subscriptions into a credits/day system that I track internally, and based on the Stripe API this doesn't seem like a good idea to try to have Stripe track for me.