> It scares me so much that I'd rather pay the taxes now, and invest as I please. If government is desperate enough to tax retirement funds at 2x the previous

> It scares me so much that I'd rather pay the taxes now, and invest as I please. If government is desperate enough to tax retirement funds at 2x the previous rates, they're desperate enough to tax everything at higher rates, so "investing as you please" won't get you anywhere better. > That's too risky for me If technology and healthcare innovations raise the healthy life expectancy by 20 years, why would that be too risky for you? Is it because you have non-standard medical problems?