I do it through Vanguard and it takes roughly 10 minutes. The process is nothing more than clicking buttons to put money into a tIRA, transfer to a Roth IRA, an

I do it through Vanguard and it takes roughly 10 minutes. The process is nothing more than clicking buttons to put money into a tIRA, transfer to a Roth IRA, and purchase shares. Although it is suggested to leave the money in the tIRA for some amount of time (some say others, other weeks) before doing the transfer. You have a yearly contribution limit of $5500 and you're correct in that you would do this process every year.