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That's a very interesting point about diversifying your tax liability. Is it a fairly common tactic to contribute evenly across pre-tax and post-tax buckets? I'
by cloudkj 10y ago
That's a very interesting point about diversifying your tax liability. Is it a fairly common tactic to contribute evenly across pre-tax and post-tax buckets? I've mostly stuck to contributing to one bucket but spreading out contributions across buckets makes a lot of sense. If you have any sources about the pros/cons of diversifying tax liability in this way, I'd be very interested.
- sikim 10y agoThere's no one-size-fits-all type of advice because everyone's situation is very different. There are some great resources available online to get started though. This one [1] is for physicians but could also apply to everyone. The bogleheads [2] and their wiki page are also great resources for these topics. [1] http://whitecoatinvestor.com/the-proper-ratio-for-retirement-tax-diversification/ http://whitecoatinvestor.com/the-proper-ratio-for-retirement... [2] https://www.bogleheads.org/ https://www.bogleheads.org/