I'm 31 and couldn't agree more. I know I'll never have a pension in my life. I also don't expect Social Security to be around. I think it _could_ still be arou

I'm 31 and couldn't agree more. I know I'll never have a pension in my life. I also don't expect Social Security to be around. I think it _could_ still be around, but I expect it to be replaced with something else or scrapped entirely. IMO, it's life or death to save properly for retirement.