This seems to be the sentiment of younger professional workers. My wife has this view (we are both 32). I used to have it, but I doubt that SS won't be around

This seems to be the sentiment of younger professional workers. My wife has this view (we are both 32). I used to have it, but I doubt that SS won't be around in some form. It may pay out less or be means tested in the future, however. I have not heard this sentiment from younger blue collar and service workers, who are much more likely to need to rely on social security. I'm planning our retirement without needing any SS money, and whatever we get will just be some extra on top. Many non-professionals don't have this luxury.