I'm going out on a limb here and saying this poster doesn't have children. Because we don't collect much stuff, and we don't have a mortgage, but we do have ch

I'm going out on a limb here and saying this poster doesn't have children. Because we don't collect much stuff, and we don't have a mortgage, but we do have children, and expenses like health care and college planning don't just go away because you wish you had more flexibility to do what you love. I'll be a lot more flexible in about ten or eleven more years. That's when the younger of the two can be expected to be done with undergraduate studies. They're on their own for graduate work, at least until I get the chance to finish mine.