2 ms·

Here's the problem. If you do it outside your insurer, it no longer applies to your deductible. If your annual procedures don't hit deductible anyway, you come

by cmurf 10y ago

Here's the problem. If you do it outside your insurer, it no longer applies to your deductible. If your annual procedures don't hit deductible anyway, you come out ahead by getting the discount. Otherwise you'll pay more out of pocket for the unclaimed procedure.

WalterBright 10y ago
It's worth having a talk with your insurer to be sure how that works in your case, as every plan is different.