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"You can get at least 3% off just by using a check, because then they don't have to pay 3% tribute to the credit card company." Tried this by offering cash on
by mgkimsal 10y ago
"You can get at least 3% off just by using a check, because then they don't have to pay 3% tribute to the credit card company."
Tried this by offering cash on some kitchen remodeling work we were doing. I was talking to the sales person and - we were already going to buy - but I asked if they offered cash discount. She got flustered - almost insulted - "these are our best prices!". I tried to explain running $4000 was going to cost them probably close to 4%, and I have more consumer rights re: chargebacks if I'm not happy. $100 off? $150 off? Nope... flat out refusal ("that's not the way we work!"), so we paid with the credit card. But they just lost that money anyway. :/
- WalterBright 10y agoNegotiations don't always work, that's for sure. But it is a learned skill, and one can get better at it. There's a good book on it, "Getting To Yes".
- coredog64 10y agoAIUI, if you take Visa, you aren't allowed to advertise a lower cash-only price. So maybe they were freaked out about losing the ability to take cards. Also, I'd be concerned about a personal check for that amount. The last car I bought I put $2K on my miles credit card (the max they would take) and a check for the rest. They made me fill out loan paperwork anyways so that they would have recourse if the check bounced.
- mgkimsal 10y agoi paid for a car with a check ($11k). they just held the title until the check cleared...?