There is a huge, glaring problem in the internet right now: it is very hard to accept and make payments. If your site wants to monetarily interact with users, i

There is a huge, glaring problem in the internet right now: it is very hard to accept and make payments. If your site wants to monetarily interact with users, it requires going through the arduous process of hooking up to the banking system, which is least painfully done by becoming dependent on a single large payment processor (who could always cut you off, freeze your funds, charge exorbitant fees, etc). It can involve storing customer bank details, or requiring customers to register with your third party payment processor. Totally byzantine and frictionful for the age of the internet.