If you are thinking strictly of investments, using a house as your first may not be the wisest. Portfolio theory suggests that it's not ideal to have lots of yo

If you are thinking strictly of investments, using a house as your first may not be the wisest. Portfolio theory suggests that it's not ideal to have lots of your net worth tied up in any single asset or asset class. "Real Estate" is one such class (specifically the combo of a permanent structure with land underneath, buying a mobile home doesn't count because they are usually on rented land).