Then everything is open to be viewed/compromised. Since I personally don't use the cloud options that would mean the person must also have physical access to m

Then everything is open to be viewed/compromised. Since I personally don't use the cloud options that would mean the person must also have physical access to my device and have my pin for my phone or the password to my computer too. Not that this isn't possible but for the added security of having different passwords for every login I'll take this balance of security.