Well, I'm talking about the out of pocket expense when you're covered. My ER visit wasn't $50 either, technically; the ambulance bill alone was 50x the copay, i

Well, I'm talking about the out of pocket expense when you're covered. My ER visit wasn't $50 either, technically; the ambulance bill alone was 50x the copay, in the itemized bill they mailed me. But I was personally responsible for very little of it.