> Every bill from a doctor you see is a very clear short-term incentive for keeping yourself healthy -- clearly more so than a $50 discount on your monthly insu

> Every bill from a doctor you see is a very clear short-term incentive for keeping yourself healthy -- clearly more so than a $50 discount on your monthly insurance payment. It's also an incentive to avoid going to the doctor unless you really need to. Something that I'm not sure helps with healthcare costs in the long run.