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I think it makes sense in the US because health insurance is a for-profit business here. It seems odd to criticize an insurance business for giving lower pricin

I think it makes sense in the US because health insurance is a for-profit business here. It seems odd to criticize an insurance business for giving lower pricing to people who are less likely to use the insurance. I think it's a terrible way to run a healthcare system, but that's a different discussion. Edit: (RTFA!) So, it's not the insurers, but the people paying for the insurance. One step removed from what I said, but I think the rest still applies.

aluhut 10y ago
> It seems odd to criticize an insurance business for giving lower pricing to people who are less likely to use the insurance. It looks naive to assume that, together with the infrastructure costs and the running costs for this system this for-profit business wants to make less money. What would the selling discussion have looked like? "Hey I have a system here that will make the most credit worthy clients pay less. Interested?"