You are partialy right, some employers will still care about your well being, but the point is that 1. Not all employers will care, and that fact alone gives y

You are partialy right, some employers will still care about your well being, but the point is that 1. Not all employers will care, and that fact alone gives you some choice. 2. Even employers that do care can only encourage you to live healty lifestyle but cannot punish you for not following their recomendations (financialy or otherwise)