That's why I called it arbitrary. https://www.bloomberg.com/news/articles/2014-07-17/housings-30-percent-of-income-rule-is-near-useless https://www.bloomberg.c

That's why I called it arbitrary. https://www.bloomberg.com/news/articles/2014-07-17/housings-30-percent-of-income-rule-is-near-useless https://www.bloomberg.com/news/articles/2014-07-17/housings-... I was using it as a starting point.