If you have a 401k benefit, you have a portable pension that you can take with you from job to job -- roll it into an individual retirement account when you're

If you have a 401k benefit, you have a portable pension that you can take with you from job to job -- roll it into an individual retirement account when you're done. If you don't have a 401k benefit, you can fund an IRA yourself. Many folks are learning the hard way that you really don't want to bet your retirement on a single company remaining both solvent and honest for the next 70 years.