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Is that really the case? There has to be some kind of a transaction going on, since the card can get declined with insufficient funds. Do they check whether a t
by reitzensteinm 17y ago
Is that really the case? There has to be some kind of a transaction going on, since the card can get declined with insufficient funds. Do they check whether a transaction can proceed when you pay, and only then actually process the transaction at night?
- codyrobbins 17y agoYeah, you can run an authorization transaction which only checks for sufficient funds. It's what happens in a restaurant when you pay with a credit card, get a receipt to sign, but can then add a tip to the total: a pre-auth is done on the card when you give it to them initially, for the amount of the bill plus some standard percentage, and the charge is actually run once they have your signature and know the amount of the tip.