"There are also folks who've worked several different jobs, each of them with a pension that vests fully after 15 or 20 years, so once they actually retire they

"There are also folks who've worked several different jobs, each of them with a pension that vests fully after 15 or 20 years, so once they actually retire they're able to collect separate full pensions from several different bodies or even occasionally from the same one..." This. It's common in CA for posts like Chiefs of Police to "retire" as soon as they are fully vested and split for another jurisdiction and a fresh pension hunt.