I think you are lumping things together where they don't belong. Processes and tools have places. As I've posted previously on the topic, some industries have

I think you are lumping things together where they don't belong. Processes and tools have places. As I've posted previously on the topic, some industries have strict quality standards, and the tools and processes are there to find and prevent bugs from making into fielded systems. These process can an do work, but don't always apply to a basic website or CRUD webapp.