This is a a pretty simple diversified, passive portfolio. - VOO: tracks the S&P500 index (US large companies) - VWO: emerging markets equities - BND: US bond

This is a a pretty simple diversified, passive portfolio. - VOO: tracks the S&P500 index (US large companies) - VWO: emerging markets equities - BND: US bonds I picked these index funds because Vanguard ETFs are well-regarded for their quality and extraordinarily low expense ratios. For example, the much more well-known SPY ETF, which also tracks the S&P500, has an expense ratio of 0.10%. VOO has an expense ratio of 0.05%.