3 ms·

Marriage is a legal agreement, the fact that you "signed some paperwork at City Hall" is not at all a minor thing. The records are of course made available to

Marriage is a legal agreement, the fact that you "signed some paperwork at City Hall" is not at all a minor thing. The records are of course made available to credit reporting agencies. I don't know why you think this would be a creepy thing, social security and credit scores are stongly connected to the legal and taxation system. Its only obvious that the information gets connected. If tomorrow you were to divorce and claim alimony/child support the wages and tax return of your spouse would be garnished, How would that be possible without linking SSN.

creepydata 10y ago
I don't know why you believe I am somehow confused about the legal agreement I entered into with my husband. I am not, I know what civil marriage is. I mentioned it to illustrate that we didn't have a venue or wedding planner so they couldn't have made a newspaper announcement for us. Transunion is a private for-profit company; it has nothing to do with Social Security or the legal or taxation systems. Transunion gets its records from institutions that voluntarily report to it, as a business arrangement, (credit card companies, mostly) or they pull from publicly available sources. They don't have direct access to any private government (or non-government) databases unless the owner lets them have access. The reason they collect information about you is for their own business purposes. We aren't talking about the IRS here. In other words my spousal information got in some company's database somewhere which was relayed to transunion, probably through a few other company's databases. It was surprising that information got to Transunion that fast because, as I said in a reply to a sibling comment, marriage records do not appear to be publicly available in my state. It's creepy to know how fast, far, and wide random information about you spreads. It's also scary to think about how false information about you can spread. After reading this article it seems like that information almost could have indirectly come from Facebook (we did update our status!)
- aub3bhat 10y ago
  I think you misunderstand just how tightly integrated the credit reporting system is with government. The fact that "Transunion is a private for-profit company" is immaterial. or that it "only" gets information via "voluntarily reports to it, as a business arrangement, (credit card companies, mostly) pulled from publicly available sources" is plain wrong. Just because some information is not "publicly available" does not means Government wont share it with third parties, especially credit bureau. As far as information coming from Facebook posts thats just ridiculous.
  - creepydata 10y ago
    I'm not going to argue anymore because it's pointless but I'd like to see any hard evidence my state reports directly to Transunion because they have no reason to.

creepydata 10y ago

I don't know why you believe I am somehow confused about the legal agreement I entered into with my husband. I am not, I know what civil marriage is. I mentioned it to illustrate that we didn't have a venue or wedding planner so they couldn't have made a newspaper announcement for us. Transunion is a private for-profit company; it has nothing to do with Social Security or the legal or taxation systems. Transunion gets its records from institutions that voluntarily report to it, as a business arrangement, (credit card companies, mostly) or they pull from publicly available sources. They don't have direct access to any private government (or non-government) databases unless the owner lets them have access. The reason they collect information about you is for their own business purposes. We aren't talking about the IRS here. In other words my spousal information got in some company's database somewhere which was relayed to transunion, probably through a few other company's databases. It was surprising that information got to Transunion that fast because, as I said in a reply to a sibling comment, marriage records do not appear to be publicly available in my state. It's creepy to know how fast, far, and wide random information about you spreads. It's also scary to think about how false information about you can spread. After reading this article it seems like that information almost could have indirectly come from Facebook (we did update our status!)

aub3bhat 10y ago
I think you misunderstand just how tightly integrated the credit reporting system is with government. The fact that "Transunion is a private for-profit company" is immaterial. or that it "only" gets information via "voluntarily reports to it, as a business arrangement, (credit card companies, mostly) pulled from publicly available sources" is plain wrong. Just because some information is not "publicly available" does not means Government wont share it with third parties, especially credit bureau. As far as information coming from Facebook posts thats just ridiculous.
- creepydata 10y ago
  I'm not going to argue anymore because it's pointless but I'd like to see any hard evidence my state reports directly to Transunion because they have no reason to.