I dunno. I can easily give up on ever eating out, buying new things (I rarely do anyway, other than books), going on vacations (I only get a couple of weeks' v

I dunno. I can easily give up on ever eating out, buying new things (I rarely do anyway, other than books), going on vacations (I only get a couple of weeks' vacation every year anyway), or purchasing new phones for un-cheap prices (I already keep mine until it breaks each time). Those are actually pretty negligible expenses. If I really want to speed up the trip towards financial independence, I have to reduce my housing and health-insurance premiums. That's the only place the money can really come from to invest more than I already do.