Insurance is all about covering liability. Car manufacturers won't willingly take on all liability after automation. They will still try to shift some onto the

Insurance is all about covering liability. Car manufacturers won't willingly take on all liability after automation. They will still try to shift some onto the consumer. On the other hand, maybe individual auto insurance will eventually go away as automation takes hold. But automation will not happen overnight. The liability in an accident between a human and automated driver will likely be assigned to the human, meaning human based insurance premiums will rise, forcing more people to automation.