I don't know if I have ever really lived paycheque to paycheque though. I've pretty much always been in the situation where I was able to cover a surprise $500

I don't know if I have ever really lived paycheque to paycheque though. I've pretty much always been in the situation where I was able to cover a surprise $500 expense. My level of spare cash has fluctuated pretty wildly from $500 to $3,000 though and my long-term savings should be higher.