I make a good standard of living for my location and I don't really ever spend money so I'm saving it for retirement. If I invest it through standard channels

I make a good standard of living for my location and I don't really ever spend money so I'm saving it for retirement. If I invest it through standard channels then that mainly benefits the 1% because they control investment banking. I'm thinking that one of the most disruptive things we could do is to invest our money in nonstandard channels. For example, promote systems that solve problems once and for all through research and then place the solutions into the public domain. A handful of engineers working over the span of months or a few short years could automate everything from wifi mesh networks to drone delivery to robotic home gardens. In a very short time we could remove basic need dependency from the system. Kind of like "a penny saved is a penny earned" on steroids. Once people are not dependent on a system that tends towards wealth inequality, it would give them the leverage to demand a basic income because they could choose to no longer buy the goods and services from which the 1% derives its income. I'm not saying that members of the 1% are bad, just that whatever benefits they bring society will likely be commoditized like everything else when full automation provides cheaper (or free) alternatives.