You are very wrong on the first two points. First, millions of people who didn't have health insurance now do. Not Medicaid, private insurance. There are also

You are very wrong on the first two points. First, millions of people who didn't have health insurance now do. Not Medicaid, private insurance. There are also millions of new Medicaid recipients. Second, most of the Medicaid coverage is not debt. Only coverage of one specific thing is debt; all the other coverage is not taken from the estate.