>It really seems like the point at which working harder to earn money hits diminishing returns comes much much earlier that most people think. How old are you?

>It really seems like the point at which working harder to earn money hits diminishing returns comes much much earlier that most people think. How old are you? Do you have children? Sick or elderly family to take care of? I get a kick out of young people in the software industry talking about how easy it is. Of course it is when you're by yourself with very particular interests. But life circumstances can and do change.