The only thing making me hesitant to give a simple yes/no answer is the implication of tieing my example to a "hip-hop mogul wearing a half-pount of gold chains

The only thing making me hesitant to give a simple yes/no answer is the implication of tieing my example to a "hip-hop mogul wearing a half-pount of gold chains around his neck and $400 basketball shoes on his feet" - are you trying to imply these people are systematically black? And if so, are you trying to imply that most rich black men dress like this? If you are (which I don't think you are), I think you can answer your own question. If not, then I don't think the comparison stands: you're implying a wealthy individual ("a Hip-Hop mogul") is representative of a whole race when his circumstances are (for lack of better wording) merely an exception to the rule, whereas "rich white men" is, objectively, a non-misleading statement, as white men are statistically the wealthiest demographic. Of course, I could have read to deep into your question entirely - I'm not an expert in this field. Thank you for the thought provoking discussion regardless, though.