Don't bash the Employee Stock Purchase Plan without getting more info though. Maximizing that and immediately selling (i.e. I never actually held my company's s

Don't bash the Employee Stock Purchase Plan without getting more info though. Maximizing that and immediately selling (i.e. I never actually held my company's stock) netted me about $10k over the course of a year. The standard ESPP rules (buy at price today or price 6 months ago whichever is lower at a 15% discount with immediate selling) are even more advantageous than 401k rules but not all are standard.