Since you refer to 67, I guess you were referring to Germany or Netherlands and there it is a social insurance. You don't save for your pension. You provide the

Since you refer to 67, I guess you were referring to Germany or Netherlands and there it is a social insurance. You don't save for your pension. You provide the pension of current pensioners (via taxes or contributions) and trust that future workers will provide your pension. In all countries where the main part of a pension comes from saving (e.g. UK, US), you will directly receive what you saved (plus interest, minus taxes). A system such as what you describe doesn't exist anywhere as far as I can tell.