I find this all frightening. Public and private pensions are going away, most are underfunded, 401ks are dramatically underfunded, and there are constant calls

I find this all frightening. Public and private pensions are going away, most are underfunded, 401ks are dramatically underfunded, and there are constant calls to cut social security to save it. Instead of making private retirement benefits competitive we're looking at cutting everyone back. I don't know where we're going but it doesn't look good.