Trying to beat the S&P is a sucker's game. Very few people can take the volatility of it, let alone the other investments that the author proposes here. A well

Trying to beat the S&P is a sucker's game. Very few people can take the volatility of it, let alone the other investments that the author proposes here. A well balanced, RISK-BASED portfolio is the only sane way to invest. BTW, very few people get rich in the stock market. (I'm not counting IPO's, as you can't get in on those without knowing someone or being employed by someone related to the IPO).