It was a good times 10 years ago, but now it is finished, and we (the ordinary people) must somehow deal with all the results of their activity (mounts of debt

It was a good times 10 years ago, but now it is finished, and we (the ordinary people) must somehow deal with all the results of their activity (mounts of debt backed by junk or toxic assets, flawed financial instruments, like CDOs, etc.) So, 15 years ago smart people were making money on Wall Street, while smart techies making money in Mobile and Communication sectors. They were a good opportunities to those, who was smart enough to see them, while the rest of us were coded PHP and HTML (or J2EE - the luckiest ones) for food. =)