No problem. A little over a year ago, we had the Lumenos HSA $1500 individual deductible plan and it cost $300/month for an employee only and about $1000/month

No problem. A little over a year ago, we had the Lumenos HSA $1500 individual deductible plan and it cost $300/month for an employee only and about $1000/month total when including a spouse and 2 or more children. It was about due for its annual price hike so it probably costs 150% of that now -- seriously! Yeah, it's kinda depressing... One of us also had dental; its premiums ran 10%-20% of the health insurance. I got it through a local broker because we knew someone who recommended them, but I think you can do it all online too. If you want to compare plans, there are broker sites that will quote small-group rates online but I can't remember which of those I used.