The incentive system you mention only exists under the assumption that everyone needs to work. My understanding is that with the productivity gains of the digit

The incentive system you mention only exists under the assumption that everyone needs to work. My understanding is that with the productivity gains of the digital age, those that are working are able to produce enough to cover those that are not working. We have an abundance of wealth, more than enough to ensure everyone's most basic needs are taken care of. It's just at odds with a capitalist economy.