When you ridicule any aspect of a person (such as their interpretation of "religiosity"), it's a personal attack. Look up the definition of "personal". Oh, and

When you ridicule any aspect of a person (such as their interpretation of "religiosity"), it's a personal attack. Look up the definition of "personal". Oh, and yes: calling someone's interpretation of "religiosity" "ridiculous" is literally ridiculing said personal interpretation. Btw, I noticed that you still haven't provided your own definition of "religiosity". Are you worried that someone else might ridicule that as well?