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This is loosely related to the subject but I wanted to point out a scam that I was victim to and nearly lost more than a grand:. PayPal doesn't protect vacatio
by Dowwie 10y ago
This is loosely related to the subject but I wanted to point out a scam that I was victim to and nearly lost more than a grand:. PayPal doesn't protect vacation rental by owner scams.
The reason that this was a close call rather than complete catastrophe was that I had the listing reviewed by the service's internal investigation team while I transacted. The team altered me of fraud, I responded immediately with PayPal to learn that hey guess what - their fraud claims policy excludes vacation rental services! They refused to help me. Further, the scammer knew this policy limitation, and even left me a troll voicemail as I was escalating the scam that was along the lines of "guess what? PayPal won't refund you!"
Fortunately, I used a credit card for payment. I managed to file a claim with the credit card company and reverse the fraudulent charge.
The reason I escalated this listing as a concern was that it had zero reviews and was new. The owner was also a bit too accommodative of my requests. I proceeded with caution.
I went to the authorities about this, including the secret service, who for whatever reason handles fraud like this. I never heard back from anyone.
- eric_h 10y ago> I managed to file a claim with the credit card company and reverse the fraudulent charge. The power of the chargeback is unappreciated by many, I think. I'm guessing a large chunk of people who use that power are people who've lost money in their business to it to scammers and scammers (which is not to say the chargeback is always a scam - there are scammers who charge credit cards, too)