I disagree that $22K net is not enough to live on. It is if you go the multiple roommate/1+ hour commute (i.e. East Bay)/never go out lifestyle. It's not a ton

I disagree that $22K net is not enough to live on. It is if you go the multiple roommate/1+ hour commute (i.e. East Bay)/never go out lifestyle. It's not a ton of fun, but it's doable.