They are required to by law. [1] [2] [1] https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf https://www.consumer.ftc.gov/articles/pdf

They are required to by law. [1] [2] [1] https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-r... [2] https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-credit-reporting-act https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-...