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I completed the top one and it was a ton of work, can anyone comment on the effectiveness of actually doing all this?

• WinstonCompany 10y ago
  It absolutely is effective. As commented above, the companies are required by the Fair Credit Report Acting Act abide by the requests. [1] [1] https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-r...
  • sjbase 10y ago
    It's effective in getting these companies to clear your data. But do you actually get fewer unsolicited calls/emails, etc.? The do-not-call has been fantastically ineffective for me. I imagine this could be the same. It's also possible that all of the companies strictly adhering to the FTC rules (i.e. those on the OP site) constitute a minority of the market, and spammers are getting data from other less scrupulous sources.