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This is a frequent argument I keep seeing about the cost of insurance rising as autonomous vehicles are introduced. There's no reason they'll rise past what the
by greedo 10y ago
This is a frequent argument I keep seeing about the cost of insurance rising as autonomous vehicles are introduced. There's no reason they'll rise past what they're currently charging; insurance takes into account current risk. In the future, the risk if anything should decrease.
- laurentoget 10y agoThe risk may decrease but liability may increase, as this is a risk you are taking deliberately if you decide to drive your car instead of getting a safe self driving car like everybody else.
- greedo 10y agoInsurance doesn't work that way. Liability isn't an ephemeral concept, it's the chance of a claim X the amount of a claim, pooled in a group of buyers with differing risks. The relative cost of insurance compared to an autonomous vehicle should increase, but not the dollar amount.
- laurentoget 10y agoCar accidents kill people. The amount of those claims is not fixed and will increase when every fatality can lead to a wrongful death civil case.